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Getting pre-qualified
I recommend getting pre-qualified with a lender before seeking a home to purchase.
By doing so, you will have the most accurate information about the price range best suited to your budget. In addition, once we find the perfect property for you, a letter of pre-qualification is required to be submitted with the offer to purchase.
By pre-qualifying, you can determine which loan program you qualify for and that works best for you.
If you are a first-time home buyer, you may be able to qualify for special financing programs, which will allow you to purchase a more affordable home.
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